How can I reduce my spectrum bill?

Here are ways to lower your bill right now.

1.  Reduce premium channels- It’s hard to say goodbye to HBO, however doing so can save the maximum amount as $20 off your monthly bill with some providers. Let go of Showtime and you may save another $5 to $15 per month.

2. Pare cable boxes- Premium channels are not the only extras you'll trim. Additional cable boxes typically value $3 to $12 per month. Maybe the equipment in your room isn’t necessary after all.

3. Pay attention to fees- Call your provider’s customer service line and spectrum pay bill customer service and question each fee on your bill. Some will be unavoidable, but you can sidestep others, such as those for HD technology, by tweaking your plan.

4. Nix the DVR- Miss your favorite show? There’s a good chance you'll watch it on-demand the next day. Even local news segments live through the stations’ websites. Trading in your DVR for a standard digital receiver may trim $10 or additional off your monthly bill.

5. Downsize your plan- Trimming your cable package to include simply your must-haves will prevent the maximum amount $40 per month with some providers — and you probably won’t even miss the extra channels

6. Negotiate a lower rate- Don’t be afraid to bargain with your cable provider. You may be able to negotiate a better deal by talking to spectrum live chat customer service and asking for a discount.

7. Search out low-cost cable- Compare the rates at every service provider in your area. As long as you won’t face a large cancellation fee for switching away from your current service, you may find yourself with a cheaper alternative.

8. Cut the cord- You can still watch broadcast TV with the help of a digital antenna and binge on your favorite series with Netflix or Hulu. Subscriptions for Netflix begin at $8.99 per month, while Hulu’s base plan is just $5.99 per month.

Those searching for a less drastic option will try Sling TV or DirecTV Now. Packages start at $25 per month with Sling TV and $40 per month with DirecTV Now.Both offer access to live and on-demand TV without all the additional fees of cable.

Whether you go bold or make little cuts, the savings on your cable bill can add up over time — giving your budget more breathing room so you'll treat yourself in other areas.